Our Services

Apex Credit Recovery uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you to know that you have the right to question any information on your credit reports that you feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. Apex Credit Recovery works in a 4 Step process that is extremely geared at providing world class customer service and results.”Credit repair services” means all actions taken by Apex Credit Recovery, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any Apex Credit Recovery’s attempt to remove the same, as permitted under Colorado, Connecticut, Georgia, New York and Kentucky state and federal laws.

Possible to Remove

  • Late Payments
  • Collections
  • Charge Offs
  • Bankruptcies
  • Judgements
  • Tax Liens
  • Repossessions
  • Inquires
  • Identity Theft
  • Fraud
  • Incorrect Information
  • Foreclosures
  • Garnishments
  • Closed Accounts
  • Negative Settlements


We at Apex Credit Recovery will work to restoring your credit shoulder to shoulder with you. Immediately after you sign up and pay your one time initial processing fee of $19.95 we go to work on your behalf. There is a estimated response time for all 3 credit bureaus of 30-45 days. After 30 days a monthly service fee of $49.95 will be applied.

Why Credit Matters

Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve you credit will help save you money.

Credit Facts

There are five factors in determining your credit score:

  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Taking on More Debt
  • Types of Credit in Use

Your Rights as A Consumer

Did you know that the FTC has put in regulations to protect consumers?

Our Guarantee

Apex Credit Recovery offers a 30 day money back guarantee of your first monthly fee, upon compliance of the following terms and conditions.
1) Fax, mail or email letter of cancellation.
2) Fax, mail or email all correspondence from all 3 credit bureaus and collection companies for removal verifications.
3) All requested forms and paperwork have been received with in 7 days after enrollment.